It's all over the news! Home Buyer's can't get a Mortgage.
This isn't true. What is true is that every mortgage company out there wants all of the t's crossed and the i's dotted. More than likely they will be trading or selling your mortgage to another company and they want to make sure everything is correct.
Many of the problems, I see before a closing involve last minute bank account statements or proof of a gift from a family member.
A Lehigh Valley Home Buyer cannot have last minute money put into a bank account without providing proof of where it came from. This isn't dependent on the mortgage company but government guidelines.
The best advice I can give is if you are asked for a document from your mortgage company supply it asap.
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